MNsure, the state's health insurance marketplace, announced Friday that it has extended its enrollment deadline to Dec. 31, 2013, with a payment deadline of Jan. 10, 2014.
Interim CEO Scott Leitz said they are reaching out to consumers stuck in the enrollment process to ensure individuals and families get coverage.
Those who enroll in MNsure late in the day on Jan. 31 may not have an insurance card by the coverage deadline, but they will technically be covered and able to get care. If the January premium payment does not arrive by Jan. 10, 2014, medical care received between Jan. 1 and Jan. 10 will not be covered.
Q: Can I send my check on January 10 and still get coverage?
A: No, your payment must arrive by the close of business on January 10 for coverage to be guaranteed and retroactive to January 1.
Q: I have already been told I am eligible for (MinnesotaCare / Medical Assistance). Do I need to do anything else?
A: Individuals who qualify for Medical Assistance through MNsure do not need to take any further steps for health insurance coverage to begin January 1, 2014. Minnesotans already determined eligible for MinnesotaCare will get coverage January 1 even if they have not received a premium bill. MinnesotaCare enrollees should pay their premium bill as soon as they receive it.
Q: I already selected a plan and I have paid, too. Do I need to take any more steps?
A: No, you are all set. You will have coverage beginning January 1.
Q: Can I apply and enroll online at MNsure.org on Sundays?
A: The application and enrollment side of MNsure.org is now open from 6:00 a.m. to midnight, seven days a week.
Q: I already enrolled and paid, but I want to change my insurance plan. Can I do that?
A: You may not change your health insurance plan once you have chosen a plan and payment method.