Flood damage insurance for mobile, manufactured homes - KMSP-TV

Flood damage insurance for mobile, manufactured homes

Posted: Updated:
ATLANTA -

With confirmed flash flooding in North Georgia from torrential rain, Insurance Commissioner Ralph Hudgens reminds homeowners that policies for mobile or manufactured homes may include coverage for flood damage, unlike standard home policies.

Owners of traditional site-built homes can purchase federal flood coverage in addition to a standard homeowners policy.  However, their community must participate in the federal National Flood Insurance Program.  

A community cannot be covered unless it has joined the program. Flood damage to automobiles is covered under the comprehensive portion of an auto policy.

CLICK ON THE VIDEO PLAYER ABOVE TO WATCH THIS REPORT!

More info:
Office of Insurance and Safety Fire Commissioner's web site

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