TRAVELER'S INSURANCE: Cost for $2K trip is less than $100 - KMSP-TV

TRAVELER'S INSURANCE: Cost for $2K trip is less than $100

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Andy Roehrs was enjoying himself in the Bahamas when he badly broke his legs, but he's making a remarkable recovery and renewing his call to urge others to buy traveler's insurance.

When FOX 9 News first reported on Roehrs, he wasn't sure if he'd ever walk again.

"His progress has been pretty remarkable," nodded physical therapist Ben Gerads.

That's especially true when you consider that Roehrs fell four and a half stories -- 45 feet -- while sleepwalking in his hotel in October.

"I broke my left tibia and fibula and completely dislocated my right knee, severing the perennial nerve," Roehrs said. "I have permanent nerve damage in my foot."

Without traveler's insurance, his time on the island quickly turned into a nightmare.

"Without the proper insurance, we were left with no options," he remembered.

Roehrs couldn't be treated at a hospital on the island, nor was he able to pay to fly home. Thankfully, his employer quickly raised the funds to help medevac him for treatment.

"I didn't even see my legs until I got to the states," he recalled.

Since FOX 9 News first spoke with Roehrs in January, he's now back to work and is making daily trips to the gym as well as participating in physical therapy twice a week.

"I can make it around my bedroom," he said. "I can make it to the bathroom and back without crutches."

While he's made great progress on getting back on his feet, Roehrs isn't budging on his stance that traveler's protection is an important purchase on trips overseas.

"I'm such a proponent for it now," he said. "You have to have it if you're going overseas. It's fairly inexpensive to get, and most people just glaze over it."

Every time travel advisor Lenore Miller hears a story like Roehrs', she can't help but agree.

"If only they would've had insurance, it would have helped them while they were there because the insurance companies offer them a contact person that they would need that will give them immediate assistance," she said.

When asked about cost, Miller said it's minimal for most people.

"If you have, say, a $2,000 trip and you're under 60 -- between 35 and 60 years old, it's about $100," she said.

Travelers under 35 will likely pay even less, but it's a purchase that could save thousands in the long run -- including if you lose your bags.

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